The War on Marijuana and the War Against Online Gambling

Summary:
There have been many mistakes made in the war on Marijuana and the government is making the same mistakes with the war against online gambling.


Keywords:
The government is currently spending around 1 billion dollars a year to keep 45,000 prisoners in state and federal prisons for Marijuana related charges. That is one billion dollars a year that can be better spent on welfare, education and medical insurance for the poor. All this money just to keep Marijuana illegal and this does not even cover the cost of keeping those jailed for other drug charges.

This is no different from the hundreds of millions of dollars the banking industry is going to have to spend to develop a system that can stop the transfer of money from one account into the account of online casinos for the purposes of casino gambling, which everyone involved in coming up with the rules and means to block these transfers admits there is no way to make it work.

In both cases the government would be smarter to legalize the usage of Marijuana and online casinos, regulate the industry to make safe and use the tax revenue to increase the living standards of our poorest citizens.

By keeping Marijuana illegal the government is not stopping anyone from getting it. All they do is make people have to travel to shady areas to purchase Marijuana. Making it unsafe for people to purchase, but if they legalized it, they would be reducing traffic to drug related areas and it would allow the police to better target dealers and users of harder drugs like crack, coke and heroin.

By keeping online casinos illegal they are missing out on all the tax revenue and causing those who prefer to gamble online to risk being ripped off with no possible recourse. One of the main reasons given for banning online gambling was the war on terrorism. There is a chance that terrorists could open an online casino and use the money to fund attacks of Americans, but banning it just makes it harder to see where the money is going. By legalizing and licensing the online casinos you would have a transparency into the industry that would allow the government to see that the money does not go to terrorists or to fund terrorism.

It would also allow some of the money that leaves the country every day to online casinos overseas to stay here to help create jobs and opportunities here that is currently going to someone else, by allowing American casinos to open casinos and Sportsbooks online. Bringing new industry to the USA would be an excellent way to give a desperately needed boost to a struggling economy.

Both the war on Marijuana and the war on online gambling cost the country a lot of money but have done little to stop drugs from entering the country and being sold or to stop people from gambling on a daily basis in online casinos and poker rooms.

These laws need to be thrown away and the countries attitudes towards them need to be looked and have a more accurate assessment on their impact on the country. In the end I believe we will find that online gambling and the legalization of marijuana will provide us with the tools we need to fix other more serious problems with the country.




Article Body:
The government is currently spending around 1 billion dollars a year to keep 45,000 prisoners in state and federal prisons for Marijuana related charges. That is one billion dollars a year that can be better spent on welfare, education and medical insurance for the poor. All this money just to keep Marijuana illegal and this does not even cover the cost of keeping those jailed for other drug charges.

This is no different from the hundreds of millions of dollars the banking industry is going to have to spend to develop a system that can stop the transfer of money from one account into the account of online casinos for the purposes of casino gambling, which everyone involved in coming up with the rules and means to block these transfers admits there is no way to make it work.

In both cases the government would be smarter to legalize the usage of Marijuana and online casinos, regulate the industry to make safe and use the tax revenue to increase the living standards of our poorest citizens.

By keeping Marijuana illegal the government is not stopping anyone from getting it. All they do is make people have to travel to shady areas to purchase Marijuana. Making it unsafe for people to purchase, but if they legalized it, they would be reducing traffic to drug related areas and it would allow the police to better target dealers and users of harder drugs like crack, coke and heroin.

By keeping online casinos illegal they are missing out on all the tax revenue and causing those who prefer to gamble online to risk being ripped off with no possible recourse. One of the main reasons given for banning online gambling was the war on terrorism. There is a chance that terrorists could open an online casino and use the money to fund attacks of Americans, but banning it just makes it harder to see where the money is going. By legalizing and licensing the online casinos you would have a transparency into the industry that would allow the government to see that the money does not go to terrorists or to fund terrorism.

It would also allow some of the money that leaves the country every day to online casinos overseas to stay here to help create jobs and opportunities here that is currently going to someone else, by allowing American casinos to open casinos and Sportsbooks online. Bringing new industry to the USA would be an excellent way to give a desperately needed boost to a struggling economy.

Both the war on Marijuana and the war on online gambling cost the country a lot of money but have done little to stop drugs from entering the country and being sold or to stop people from gambling on a daily basis in online casinos and poker rooms.

These laws need to be thrown away and the countries attitudes towards them need to be looked and have a more accurate assessment on their impact on the country. In the end I believe we will find that online gambling and the legalization of marijuana will provide us with the tools we need to fix other more serious problems with the country.

The Many Uses Of Prepaid Phone Cards

Summary:
Prepaid phone cards are very popular among college students, frequent travelers or simply by anyone who wants to save on their long distance and international calls. Rechargeable prepaid phone cards are especially economic because the minutes that are added after purchasing the card are often less expensive. For instance, an AT & T prepaid phone cards can be purchased at most Wal-Mart stores at a cost of approximately $.08 per minute. When recharged, the minutes average $.05 ...

Article Body:
Prepaid phone cards are very popular among college students, frequent travelers or simply by anyone who wants to save on their long distance and international calls. Rechargeable prepaid phone cards are especially economic because the minutes that are added after purchasing the card are often less expensive. For instance, an AT & T prepaid phone cards can be purchased at most Wal-Mart stores at a cost of approximately $.08 per minute. When recharged, the minutes average $.05 each.

There are a number of reasons why prepaid phone cards are so popular, including the need to sometimes dial into a long distance telephone number for internet connections. Rather than paying the higher charges with the phone company, the user can have their modem dial using the calling card and then connecting to the internet.

While on vacation, hotels charge significant rates for long distance calls, but prepaid phone cards allow the user to dial into a toll-free number before dialing out to a long distance line. This will save big bucks as it will eliminate any long distance charges on the hotel bill.

Some cellular phones, such as Tracfone, operate on a prepaid basis. For each local call, one minute of talk time is equal to one unit (or minute) of prepaid service. International calls, on the other hand, may be significantly more expensive. In an effort to minimize the cost, some cell phone owners opt for programming prepaid calling cards into their phone and dialing out using the toll-free number. International rates will be higher with prepaid phone cards, but will likely be less than that of a cellular or regular phone service. This process will work on either cellular phones or a regular landline connection.

Along that same line, prepaid phone cards are also helpful in sending faxes. The same rules apply with long distance fax numbers, which can be costly through local telephone companies. The use of prepaid phone cards can often reduce these costs.

Toll-free numbers are free at payphones, so if you find yourself having car trouble or needing to get in touch with someone and the only phone nearby is a payphone, don’t worry about having the right amount of coins or having to call collect. If you have a prepaid phone card with you, the call will be routed through the toll-free number at no additional cost to either you or the person whom you are calling.

In addition to the aforementioned advantages, prepaid phone cards are simple to use, easy to recharge from the store of original purchase, online through the prepaid phone cards customer service or via the toll-free number listed on the back of the card.

The Key Advantages Of The Subaru Master Card

Summary:
The Chase Manhattan Bank offers a host of credit cards, which have their respective advantages and lucrative rewards’ programs. Those who are interested in the purchase of and/or are planning to lease a Subaru vehicle within four years of the date of issuance of the card will find the Subaru Master Card very useful. The card promises the cardholder great many rewards in the form of Subaru products and services.

Article Body:
The Chase Manhattan Bank offers a host of credit cards, which have their respective advantages and lucrative rewards’ programs. Those who are interested in the purchase of and/or are planning to lease a Subaru vehicle within four years of the date of issuance of the card will find the Subaru Master Card very useful. The card promises the cardholder great many rewards in the form of Subaru products and services.

The cardholders should know the key features of the credit card so as to be able to apply for it easily.

Key Features Of The Card

For the first six months, the card has a 0% introductory annual percentage rate on balance transfers. The card does not charge any annual fee. The great money-saver card also has a free of interest grace period on new purchases made with the card. The regular APRs of 14.24 percent, applicable on purchases and balance transfers are also reasonable. The variable APR applicable on cash-advances is based on the prime rate.

The Attributes Of The Card

The highlight of the Subaru Master Card is undoubtedly its rewards’ program. The card brings with it the opportunity for its members to earn three percent in SubaruBucks Rewards on regular every day purchases.

As per the program plans, when your purchases reach the $3333-mark, you will be eligible for a $100 coupon. In a year, you can earn a maximum of $500 or $2000 in the span of four-years. Remember that the coupons will expire in a four-year period from the date of the issuance of the credit card.

The rewards earned from the purchases made with the card can be redeemed for Subaru parts and services like oil changes, tire rotation and even for buying a new Subaru vehicle. If you intend to purchase a new Subaru car, then you can receive a tremendous discount against the Purchase Price of the new car. You can also receive discounts on the expenses incurred on the maintenance services of an old vehicle.

The Perks

The card offers account related services online. The card also provides other facilities like roadside assistance, auto rental insurance, emergency cash and credit replacement, travel accident insurance, travel and emergency assistance services and other similar services.

The Subaru Master Card proves helpful for the cardholder in yet more ways; it shields you and purchases with services like fraud and security protection services, purchase protection, extended warranty for purchases, and lost and stolen card reporting services, etc. The card also provides you with different Internet account related services.

The Subaru Master is ideal for you if you have a good credit and hardly carry any balances on your card. Before you proceed with applying for a card, make sure that you have a clear conception of the applicable restrictions, exclusions and limitations.

The issue of car finance

Summary:
Buying a car is not as simple as saying: “I am going to get a loan and then get a car.” You also have to think where to get the loan from and what options you have. Car finance can be obtained from banks, dealerships, credit unions and auto manufacturers, but there are differences between their solutions. Which one is the best for you?

Article Body:
When buying a new car, a common issue is the way people pay for it. Most use car finance to pay for their vehicles. If you want to make the best deal, you will have to understand car finance and the intricacies of its processes.

When buying a vehicle there are a couple of aspects people think about: whether their future car will be a new one or a used one and where they will get the money from. Regarding the money, problems can be solved by obtaining the car finance from banks, credit unions, dealerships, or auto manufacturers. However, when considering buying an old car, one has to think of the differences between car finance for a new or for a used car and its advantages and disadvantages. People tend to favor new cars. If you are asking yourselves “why?” then you surely heard some attractive commercials. Most of the unbelievable offers are too good to be true, but they come with extra requirements like high down payments and very high interest rates. For a good deal, negotiation is the only adoptable strategy that will make room for more advantages and less terms and conditions.

Making a loan requires a copy of your credit report and a check of payment histories. The lender will verify every aspect of your financial background in order to give you car finance. Once you have all the paperwork done, gather information, ask the dealers for the best offer and use every detail to bargain.

Pre-Approved loans are better for your car finance because you can find near market rates. Start by looking for a good sub prime lender. Search the Internet, look at closing costs, fees, compare and use the APR number to get the overall cost. This car finance can save you money.

You can also use online loan applications from car finance companies to speed loan processes. Before choosing a car finance company you should compare prices and rates. The dealer will want to make the best for him and choose the appropriate car finance company.

 Try not to let yourself be persuaded to buy the dealerships finance pack when you can make a better car finance deal elsewhere. You should calculate your APR and take into account how much the car costs in cash and if you have additional rates. Also see if car finance works for you and if you agree with the down payments and closing payments. Even if it seems complicated, it doesn’t have to be if you educate yourself in car finance.

Car finance is a very important part of your credit-related decisions and you should be careful not to take offers that exceed your income. If you end up in a bad deal you will waste your money on unnecessary things and your car finance will lower your budget drastically. If you try to take your car finance from a bank, the disadvantage is that banks take a lot of time to process a loan. The disadvantage in dealership rates is that they cost more overall. You can also try the Internet for online car finance deals, but the offers have to be carefully analyzed before (not to be scams). Some people may even get your car finance information and use it in their own interest. A little research about the online car finance can save you a lot of trouble. However, if you choose online lenders, you will get low interest rates and save time and money.

To obtain the car finance you are looking for, it will take some time to research and find the appropriate solution for you. You have to know exactly what you want and, after that, be careful not to let salespeople convince you into a car finance deal that you don’t want. Being familiar with car finance will enable you to go out and get the beast deal for you and your family.

The best savings account

Summary:
Article that explains some different savings accounts, how they work And why some are better than others, also touches on why it is so important to Have a savings plan in place.

Article Body:
The best savings account

Savings accounts are the best idea for putting away a set amount of money each week or month depending on your circumstances. You would be surprised at how quickly this money can add up if you are contributing a set amount from your paycheck every payday.
When shopping around for the best savings account, find one that pays a good interest rate and has a minimal amount for opening the account. A lot of banks only require a dollar to open an account while others may want you to deposit anywhere from 5 dollars to 50.

The convenience of having money automatically withdrawn from your paycheck and placed in your savings account is great for some. However others may not put a set amount in each payday and may want to choose how much they deposit into their savings account.

The best type of savings account will pay a comparable interest rate, be easily accessible to your home or work, will not charge a fee for withdrawals from your account, has on-line availability, and does not require a large deposit to open. If you have a bank account and access it online you should be able to transfer money to and from your savings account. You should try not to transfer from it unless it is an emergency because this defeats the purpose of having the savings account in the first place.

Some types of savings accounts are geared towards the holiday season. This allows you to save money for Christmas. If you start it early enough in the year by the time Christmas rolls around you can have a nice amount for your holiday shopping.

Another type of savings account featured by some banks link your debit card with your savings account. Every time you make a purchase using your debit card the amount is rounded up to the next dollar and the extra is deposited into your savings account. Some of these banks will even match the amount deposited by a certain percentage.

Savings accounts are great ways to start your children out learning how to be responsible when it comes to money. Open a savings account and let them deposit birthday money or Christmas money for themselves. All the change that gets thrown in a jar every day can become a savings account deposit for them. They will love to go to the bank and deposit their own money and in the process you are teaching them the importance of saving.

Another advantage to a savings account is establishing credit. If you borrow money from your bank using the money in your savings to secure the loan, when you pay the loan back you will have established credit with your bank. This can make it easier to get an unsecured loan should you need it.

It is important to have a savings account and add to it regularly. For that unexpected expense that crops up, having the money to cover without having to borrow the money is great. With everything today being based on credit-worthiness, establishing a good relationship with your bank or credit union can make a big difference when it comes to buying a home or a car.

For more info visit
http://www.open-a-online-savings-account.com"