Medical Tourism: The Procedure

Before you go to another country to receive treatment, it is important that you understand all the details of the trip first. The information you obtain should entail all the procedures to be done, as well as all the institutions and medical experts included in your care. This will ensure that you only get the highest quality treatment and that you stay protected against possible scams and other errors. Here is the typical process of medical tourism.

The Process

A provider of medical tourism should be consulted initially by patients looking for medical attention overseas. The patient should give complete medical reports, such as the local doctor's diagnosis and recommendations, current condition, current ailment, medical background and other pertinent data. Certified consultants and medical experts will then advise the patient on which medical treatment is right for the problem.

The patient should also be informed about the details of the trip, such as the tourist destinations, estimated costs of care, hospitals and medical institutions included and the duration of the stay. The patient will be provided with recommendation letters to obtain a medical visa. After the patient signs agreements and consent bonds, the embassy will procure the documents and finalize the visa and passport for travel.

The provider will appoint a case executive to handle the patient once he reaches the country abroad. The provider will manage items like accommodations, transportation, tours and treatment. The patient can choose to stay longer abroad or immediately return home after treatment, depending on the doctor's recommendations.

Finding the Organizations

The Trent International Accreditation Scheme is the main body handling standards of care in the United Kingdom and Hongkong, while the Joint Commission International (JCI) is responsible for monitoring health care standards and providers in the United States. It is important that the patient is informed about the involved medical institutions handling his case. The type of scheme may differ in terms of size, cost and intensity of marketing. Dual accreditation is also available in some very competent agencies.

Laws and Regulations

The patient should be informed about the various laws and regulations regarding his care and the procedure to be done. For example, fertility clinics or in-vitro fertilization are not allowed or are strictly regulated in some countries. The patient may choose to travel abroad to take advantage of some lenient policies. He should also be informed about other related stipulations once he returns to the United States or the UK. Patients should also be informed about current epidemics and other high risk nations that still harbour infectious diseases, such as malaria, TB and HIV.

Patients in the end have the final say as to the type of care they wish to receive, as well as the institution they choose to deal with. The patient has the right to refuse treatment. Patients can also stay longer if they want to extend their vacation. These individuals should be informed about the different risks and possible complications involved in the medical procedure to be done. Follow-up treatment can be done back in their home country.

Medical Tourism: Going to Asia

People from the United States, Canada and the United Kingdom usually aim for Asian countries when getting medical treatment for a variety of reasons. Asians are known to be very kind, accommodating and friendly. Asian nations are also widely popular for their unique and colorful culture, so you get to learn a lot from your trip. Finally, the technologies and practices in these countries are now considered globally competitive and safe.

Going to India

Medical tourism in India experiences a yearly growth rate of about 30%. By 2012, experts estimate the revenues brought in by the industry will reach about $2 billion. Some of the reasons why foreigners go to India include the very low cost of medical treatment, the very rich culture, historical and religious landmarks and the availability of modern medical technologies and equipment.

At present, infrastructures in India is not that many, but the cost of treatment in India is only around 10% of the cost you expect to pay in America or the United Kingdom. Some of the most popular treatments that visitors go for include cardiac bypass surgery, alternative medicine, eye surgery, hip resurfacing, heart surgery, orthopedic surgery and bone marrow transplant.

The health capital of India is Chennai, located at the southern region. The city brings in around 45% of medical tourists from other nations and about 40% from local places. Other medical tourism hotspots in India are Mangalore and New Delhi.

More Asian Countries

Malaysia is one of the newest favorites of medical tourists. Some of the advantages of visiting the country include the availability of top quality hospitals, experienced and well-trained medical staff and English being widely spoken throughout the main cities. Malaysia also has a very active association that aims to develop medical tourism. There is a national accreditation scheme as well. A lot of the hospitals aim to become dually accredited in a few years.

The Philippines is known for having very qualified doctors and dentists. A number of medical institutions are already accredited by JCI. Expect treatment to be only a fraction of the cost you pay for in the States. Some of the popular procedures done in the country include dental work, plastic surgery and heart surgery.

Korea and Singapore

Korea is one of the hottest medical tourism destinations today. Japanese patients usually go to Korea to avail of cheaper prices and the modern medical equipment and facilities. Korean clinics and hospitals are especially popular for procedures like cancer treatment, organ transplant, joint care, dental care, ophthalmology, spinal treatment and infertility treatment. Other popular procedures are mostly included in cosmetic surgery, such as nose jobs, skin lightening, eyelid surgery and facelifts.

Singapore has several health centers and hospitals accredited by JCI. It is preferred by several tourists because English is widely spoken and the equipment, technology and practices are always updated and are among the best in the world. Singapore also has agencies working to ensure that the country becomes one of the best when it comes to providing quality and advanced patient care.

Insurance and Medical Tourism

A lot of people are wondering if their current insurance policy can cover medical tourism packages. You should know that some individuals have fallen prey to dishonest individuals who promise quality treatment and accommodations but are truly only interested in getting their cash quickly. Others experienced worse by being treated by doctors who are not truly experienced or qualified to perform different procedures and surgeries. Here are tips.

For Medical Tourism Operators

If facilitators are sued by the patient for negligent acts or unintentional misrepresentation of data, a policy regarding professional liability policy will then include the amount lawfully needed to be reimbursed by the facilitator, plus the costs for defense. The policy can be fixed to cover intellectual property, claims against the patient who has the insurance from actions of agents, consultants and sub-contractors, loss of documents, breach of confidential data, libel and slander and joint venture liability.

Personal accident insurance for operators of medical tourism is also available. This is the personal accident coverage that provides a pre-agreed amount, should the medical tourist become disabled permanently or dies during the medical tour or vacation. The compensation will be given immediately and can save beneficiaries from having to go through long and expensive litigation procedures.

The policy can be fixed to cover evacuation and repatriation, dismemberment or accidental death resulting from a medical process, permanent incapacitation because of medical procedure and hospitalization and medical expenses coming from the accident.

Availability of Insurance

Because of the widespread growth of medical tourism, insurance policies are now being made specifically for the tourists. Complications after the treatment can be paid for abroad or as soon as the patient returns home. The financial investment can also be protected. Coverage can range anywhere between $10,000 up to $100,000, while abroad and once the person returns home. Should you cancel your trip, you can get coverage up to $50,000. The traveling companion also gets benefits, such as travel accommodations. You will be covered including the amount that is non-refundable due to the medical hospital.

Medical evacuation coverage can reach up to $100,000. Acute diseases and injuries you acquire during the trip can be covered by insurance as well amounting up to $50,000.

Getting Serious

Majority of the tourists going abroad for treatment are not actually covered by the new available insurance policies. They will have to talk to agencies like Medicaid to look for relief and other answers if they go through bad experiences. Medical tourists do not usually go to other countries to get very serious operations, but only opt for more doable ones with fewer complications like plastic or cosmetic surgery.

If patients leave their home country to get very major operations abroad, they might secure an insurance policy, plus ask for accreditation from the medical institution they are visiting. They should also make sure that the attending physician and surgeon are fully competent and qualified for the procedure. The coverage of insurance will depend on the premium or package acquired and the condition of the patient.

How Medical Tourism Spread

Medical tourism is now more popular than ever, with over 50 countries named as a hot destination and thousands of tourists flocking new places to visit and get treated. The concept is actually not a new one, since people from the ancient times used to move out of their place of origin to visit well-known healers and places in other countries. Today, you can get the advantages of getting the best medical help, plus a vacation to boot.

About the Concept

The first documented occasion of medical tourism was thousands of years ago when Greek pilgrims moved all throughout the Mediterranean towards Epidauria, a minor territory in the Saronic Gulf. The place was considered as the home of Asklepios, the god of healing. Epidauria was visited by thousands of people each year, for cases like fever, bone problems, heart ailments, skin disease and many more. It was the first travel destination of medical tourism.

Over the years, sanitariums and spa towns were also built and became the early types of medical tourism. Patients visited the spa towns during the 1700s to get mineral water that is believed to boost health and treat problems like bronchitis, gout and liver conditions.

Becoming Popular

Several factors triggered the vast popularity of medical tourism. Primarily the increasing cost of health care had people asking if there were other places where they can receive the same kind of treatment without the huge expense. The next was the very long waiting periods and several requirements before they can be treated or even diagnosed. Modern medical tourism destinations provide patients only a fraction of the cost they expect to pay at their local hospital.

They can also enjoy other state-of-the-art and quality accommodations, and get their dream vacation at the same time. Some destinations are known for treating patients like royalty, so everything will be taken care of. You will be provided with a complete schedule of activities, so you do not waste your time waiting in line or running everywhere to get the needed documents for the procedure.

More Reasons

Medical tourism continued to spread as the cost of international travel became much cheaper. The technology and care standards in several countries, especially in Asia have improved significantly in the past decade, making the institutions highly competitive against the best in the United States. Medical tourists usually come from the United States, Japan, Canada, the United Kingdom, Saudi Arabia and other Middle Eastern countries, because individuals from these places usually have more money to spend when visiting third world countries.

Medical tourism is expected to grow ten times more from 2007 to 2017. In the United States alone, over 750,000 people traveled abroad to get treated in 2007. Experts calculated 1.5 million Americans traveling in 2008 to get treatment abroad. The United Kingdom currently advertises more about medical tourism compared to the United States. Canadians preferred the very fast medical waiting period in other destinations. Some procedures are even more convenient when done outside the United States or Europe.

Going on a Medical Tour: Countries to Visit

When going on a medical tour, you have to get the most out of the opportunity by choosing a country that specializes in your specific health need, as well as offers the best attractions to make your trip worthwhile. Although there are around 50 nations to choose from, there are 3 distinct places that made their mark by providing exactly what medical tourists want and staying updated with the latest standards of care and modern equipment.

Going to South Korea

South Korea or the Land of the Morning Calm is another favorite among medical tourists. The country is located in the southern part of the Korean Peninsula. To the east is China and to the north is North Korea. Seoul is a major global city and is one of the most developed cities in the whole world. You will find several top quality private hospitals and medical clinics in South Korea. One hospital in Seoul is accredited by JCI.

Some of these institutions have excellent facilities, English-speaking staff and VIP rooms. Other medical experts are also fluent in other languages like Chinese, French and Japanese. The Medical Act was revised by the South Korean government so that medical records and order communications will become electronic. The hospital information system in the country is among the most advanced globally.

Going to Israel

Israel is a Jewish State situated in Western Asia. Several countries border it, such as Egypt, Syria, Jordan and the Mediterranean Sea. Although Israel is considerably small in terms of size, you will find that the medical institutions are globally competitive. You can also enjoy your trip more because of its rich culture and many famous biblical and archaeological sites. Some of the reasons why tourists flock to the area each year include the high standards of facilities and medicine and modern tools and equipment. Several international medical summits and conferences are held in Israel every year. Israel is also very active in joint ventures with other western hospitals.

Some of the most popular procedures done to patients in Israel include IVF or in-vitro fertilization, bone marrow transplant, neurological procedures, cancer treatment, heart surgery, weight loss surgery, eye surgery, addiction problems and catheterization. Three hospitals at present is accredited by the JCI.

Visiting Mexico

Mexico is a favorite destination of American patients because of its close proximity to the United States. You will also enjoy the different attractions and sites in the country. A number of hospitals are already accredited by the JCI. You minimize your risk of developing complications before and after the medical procedure, since you do not have to travel half across the globe to get to Mexico.

Some of the popular procedures done in the region include cosmetic surgery, orthopaedics, dental work and weight loss surgery. Spanish is widely spoken, but English is understood by majority of the locals, especially those located in border towns. The climate in Mexico is also very ideal for vacationing tourists. You can expect ambient temperatures most of the year.